Credit Facts
WHAT IS A CREDIT SCORE
HOW LONG WILL ITEMS STAY ON MY CREDIT REPORT?
WHAT IS A CREDIT SCORE
A credit score is a number used to predict credit worthiness. Credit scores range from 300-850. Having a high credit score can mean better home, auto, and even credit card approvals. If you have a low credit score then your interest rates will typically be higher.
ONCE YOUR CREDIT REPORT IS CLEANED UP, THEN YOU CAN START TO REBUILD YOUR C
A credit score is a number used to predict credit worthiness. Credit scores range from 300-850. Having a high credit score can mean better home, auto, and even credit card approvals. If you have a low credit score then your interest rates will typically be higher.
ONCE YOUR CREDIT REPORT IS CLEANED UP, THEN YOU CAN START TO REBUILD YOUR CREDIT PROFILE. YOU MAY NEED TO ADD CERTAIN TYPES OF ACCOUNTS TO YOUR PROFILE SUCH AS INSTALLMENT LOANS OR REVOLVING LINES OF CREDIT. WE WILL EDUCATE YOU ON THIS THROUGHOUT YOUR CREDIT REPAIR JOURNEY.
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THINGS FOR YOU TO DO
HOW LONG WILL ITEMS STAY ON MY CREDIT REPORT?
WHAT IS A CREDIT SCORE
*Pay your bills on time
*Don't charge more than 30% of the available balance on your credit cards. Lenders don't like to see that your credit cards are maxed out.
*Don't close old accounts, even if you are not using them. Keep in mind the length of your accounts is a major factor in your credit score.
CREDIT REPAIR IS A TEAM EFFORT.
HOW LONG WILL ITEMS STAY ON MY CREDIT REPORT?
HOW LONG WILL ITEMS STAY ON MY CREDIT REPORT?
HOW LONG WILL ITEMS STAY ON MY CREDIT REPORT?
A delinquency may remain on file for seven years from the date of the initial missed payment.
Bankruptcy Chapter 7 and 11 will remain on a credit report for 10 years from the filing date.
A Chapter 13 Bankruptcy will remain on a credit report for 7 years from the filing date.
Most inquires will remain on a credit report for 2 years.
We offer Credit Restoration Service, Business Credit/Funding
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